Home » UK’s first commercially available 3D-printed home insurance policy launched

UK’s first commercially available 3D-printed home insurance policy launched

by Liam Turner
Inside a factory that produces 3d-printed houses

The UK has launched its first ever commercially available 3D-printed home insurance policy.

The news, announced by Adrian Flux, offers a solution to insuring printed homes while helping to break down one of the legislative barriers to making 3D-printed homes more feasible.

Strict housing regulations, problems around planning permission, and difficulties in getting cover for laser-printed buildings has slowed the uptake of the technology in the UK when compared with America and parts of Europe.

However now, with the ability to insure 3D-printed properties, Adrian Flux says the movement is accelerating its goal of mass adoption.

Gerry Bucke, general manager of Adrian Flux – the company that introduced the UK’s first driverless car insurance policy in 2016 – said: “We’re passionate about producing pioneering policies that have a positive impact.

“This will help the UK’s 3D-printed homes movement gather pace as it looks to follow the lead led by the US and other countries like the Netherlands.

“It will take time to catch up, but we’re proud to be helping put some crucial and supportive steps in place.”

The new offering will help underwrite 3D-printed homes under the company’s non-standard home insurance products.

It will cover a range of perils such as escape of water, theft, fire, and more and will provide protection for homeowners looking to embrace the futuristic building technique.

It is available for individuals only – not companies – regardless of whether their whole house or just a portion of it has been built that way.

It does not offer structural builders warranty – for example, the 10-year NHBC Warranty.

The announcement has been welcomed by HTL.tech, an Irish company building the UK’s first housing development using the technology in Lancashire.

Justin Kinsella, CEO of Harcourt Technologies Ltd, said: “3D construction printing provides the capacity to deliver housing substantially quicker, of a quality that is significantly higher than traditional construction and at a reduced comparative cost.

“Such technology has never been so needed as it is now and HTL.tech are proud to be the leading provider of 3DCP technology in the UK.   

“We are very encouraged to see Adrian Flux embrace this new technology. It serves as a game-changer for helping more people secure stronger, healthier, and more affordable housing.

“We look forward to the future.”

HTL is working with not-for-profit organisation Building for Humanity on the £6m project in Accrington that will house homeless veterans and low-income families in 46 eco-friendly properties that can each be printed in a matter of weeks.

When complete, it will be the largest residential development of its kind in Europe.

Image credit: HTL.tech

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